Insurance Claims

Accidents happen.
Panic doesn’t.

One call moves the survey, approval and repair into our hands. The insurer pays the bill — you earn CarEager Cash.

0+Claims settled
0+Insurance partners
0 hrAvg. approval
Repaired car, delivered
Survey approvedHDFC ERGO · direct with our claims desk11:32 AM
₹42,300 approvedPaid by your insurer — not by you2:04 PM
₹2,115 CarEager CashCashback credited — spend on any service6:40 PM
Live Claim Tracker

Track it like a cab. Live, stage by stage.

Every claim gets a live timeline — survey, approval, repair, QC — pushed to your phone in real time.

CLAIM #CE-48211Live
Report filed
Tue 9:14 AM — over one phone call
Survey scheduled
Approval received
Repair started
Quality check
Vehicle delivered
Claim registered
Claim #CE-48211 created with HDFC ERGO. Zero paperwork for you.
The Honest Math

Claim, or save your NCB?

Most workshops won’t tell you this. We built a calculator for it.

Repair estimate₹18,000
Claim-free years3 years · 35% NCB
Policy type
Our recommendation
Claim it.

The repair outweighs what you’d lose in no-claim bonus. We’ll run it cashless.

Insurer pays₹17,000
You pay (excess)₹1,000
NCB value at stake₹9,900
Net benefit of claiming₹7,100
Approval Speed

The approval race.

CarEager direct-insurer desk0 hrs
FiledSurveyApproved
Typical workshop0 days
FiledFollow-ups…7–10 days
Why Cashless Matters

Two ways to claim. One smart one.

Cashless at CarEager

3 steps · 48 hrs

Drop your car (or we pick it up)

One call. One signature.

Money blocked₹0

Reimbursement elsewhere

6 steps · 30 days

Pay the full repair bill yourself

₹46,800 out of pocket.

Day 0 · money blocked₹46,800
The Approval Network

Every insurer. One desk.

Click an insurer to see how your claim moves.

CarEager
Claims Desk
Cashless Partner

HDFC ERGO

Cashless eligibilityYes — direct desk
Typical approval24–48 hrs
Survey locationAt our workshop
Your effortOne phone call

Fastest surveyor turnaround in NCR.

Delhi NCR Claim Command Center

Mission control for claims.

0+Claims settled
CarEager Cash

They pay the bill.
You earn the cashback.

Dealers keep your claim. We give part of it back — every insurance claim earns CarEager Cash, redeemable on any service we offer.

Your repair bill₹45,000
Insurer pays₹45,000
→
You pay₹0*
→
You earn₹2,250†

*Cashless claim — policy excess & depreciation as applicable. Cashback rate varies by insurer & repair type.

†Cashback is up to 5% of the repair bill, based on your CarEager Rewards membership tier.

CarEager Cash
Balance after this claim₹2,250
Never expires · Spends like money
Redeem on any service
DetailingCeramic CoatingPPFPeriodic ServiceAC ServiceBodyshop
Rescue Stories

Real claims. Real timelines.

Basement Flood

Bentley Continental GT — Golf Course Road

Claim amount₹28,50,000
Approval1 week
In workshop22 days

Submerged in a luxury villa basement during the Gurgaon monsoon. Full cabin teardown, wiring harness rebuild, ECU replacement & engine restoration — 100% cashless.

Hydrostatic Lock

Mercedes CLA — Stalled on Flooded Road

Claim amount₹14,50,000
Approval3 days
In workshop16 days

Stuck on a flooded Gurgaon road during heavy monsoon waterlogging. Complete engine hydrostatic lock rebuild & ECU restoration under engine-protect cover — 100% cashless.

Highway Impact

Audi A8L — Delhi-Jaipur Highway Impact

Claim amount₹16,80,000
Approval12 days
In workshop45 days

Rear-ended by a truck at speed on NH48. Aluminum space frame jig alignment, air suspension recalibration & Matrix LED replacement — 100% cashless.

Claim Control Center

Tell us what happened. We’ll take it from there.

CarEager Advisor

Pick your situation — I’ll map the fastest route back to new, and whether insurance is even worth it.

Free pickup & inspection Paperwork handled NCB guidance No hidden charges
Step 1 of 4 · ~60 sec

What happened?