Cashless insurance claims

Gurugram — Sector 35 · Sector 37 · Delhi NCR

We cater to the entire Delhi NCR. Luxury car owners come to us from outside Delhi as well.

One call moves the survey, approval and repair into our hands.

4.5★ Rated by 1,470+ owners on Google, JustDial & the app

Pickup & drop: free on bills over ₹7,000

Insurance Claims

Accidents happen.
Panic doesn’t.

One call moves the survey, approval and repair into our hands. The insurer pays the bill — you earn CarEager Cash.

*Cashless claim — policy excess & depreciation as applicable.

Repaired car, delivered
Survey approvedHDFC ERGO · direct with our claims desk11:32 AM
₹42,300 approvedPaid by your insurer — not by you2:04 PM
₹1,692 CarEager CashCashback credited — spend on any service6:40 PM

Cashless insurance claims

Gurugram — Sector 35 · Sector 37 · Delhi NCR

We cater to the entire Delhi NCR. Luxury car owners come to us from outside Delhi as well.

One call moves the survey, approval and repair into our hands.

4.5★ Rated by 1,470+ owners on Google, JustDial & the app

Pickup & drop: free on bills over ₹7,000

Live Claim Tracker

Track it like a cab. Live, stage by stage.

Every claim gets a live timeline — survey, approval, repair, QC — pushed to your phone in real time.

CLAIM #CE-48211Live
Report filed
Tue 9:14 AM — over one phone call
Survey scheduled
Approval received
Repair started
Quality check
Vehicle delivered
Claim registered
Claim #CE-48211 created with HDFC ERGO. Zero paperwork for you.
The Honest Math

Claim, or save your NCB?

Most workshops won’t tell you this. We built a calculator for it.

Repair estimate₹18,000
Claim-free years3 years · 35% NCB
Policy type
Our recommendation
Claim it.

The repair outweighs what you’d lose in no-claim bonus. We can run it cashless, subject to your insurer’s approval.

Insurer pays₹17,000
You pay (excess)₹1,000
NCB value at stake₹9,900
Net benefit of claiming₹7,100

*Estimate only. Assumes a ₹22,000 premium, ₹1,000 excess and 0% depreciation; your policy terms decide.

Approval Speed

The approval race.

CarEager direct-insurer desk
FiledSurveyApproved
Typical workshop0 days
FiledFollow-ups…7–10 days
Why Cashless Matters

Two ways to claim. One smart one.

Cashless at CarEager

3 steps

Drop your car (or we pick it up)

One call. One signature.

Money blocked₹0

Reimbursement elsewhere

6 steps · 30 days

Pay the full repair bill yourself

₹46,800 out of pocket.

Day 0 · money blocked₹46,800
The Approval Network

Every insurer. One desk.

Click an insurer to see how your claim moves.

CarEager
Claims Desk
Cashless Partner

HDFC ERGO

Cashless eligibilityYes — direct desk
Survey locationAt our workshop
Your effortOne phone call

Fastest surveyor turnaround in NCR.

Delhi NCR Claim Command Center

Mission control for claims.

0Forms you fill
CarEager Cash

They pay the bill.
You earn the cashback.

Dealers keep your claim. We give part of it back — every insurance claim earns CarEager Cash, redeemable on any service we offer.

Your repair bill₹45,000
Insurer pays₹45,000
→
You pay₹0*
→
You earn₹1,800†

*Cashless claim — policy excess & depreciation as applicable. Cashback rate varies by insurer & repair type.

†Cashback is up to 4% of the repair bill, based on your CarEager Rewards membership tier.

CarEager Cash
Balance after this claim₹1,800
Never expires · Spends like money
Redeem on any service
DetailingCeramic CoatingPPFPeriodic ServiceAC ServiceBodyshop
Rescue Stories

Real claims. Real timelines.

Basement Flood

Bentley Continental GT — Golf Course Road

Claim amount₹28,50,000
Approval1 week
In workshop22 days

Submerged in a luxury villa basement during the Gurgaon monsoon. Full cabin teardown, wiring harness rebuild, ECU replacement & engine restoration.

Hydrostatic Lock

Mercedes CLA — Stalled on Flooded Road

Claim amount₹14,50,000
Approval3 days
In workshop16 days

Stuck on a flooded Gurgaon road during heavy monsoon waterlogging. Complete engine hydrostatic lock rebuild & ECU restoration under engine-protect cover.

Highway Impact

Audi A8L — Delhi-Jaipur Highway Impact

Claim amount₹16,80,000
Approval12 days
In workshop45 days

Rear-ended by a truck at speed on NH48. Aluminum space frame jig alignment, air suspension recalibration & Matrix LED replacement.

Claim Control Center

Tell us what happened. We’ll take it from there.

CarEager Advisor

Pick your situation — I’ll map the fastest route back to new, and whether insurance is even worth it.

Free pickup over ₹7,000 & inspection Paperwork handled NCB guidance No hidden charges
Step 1 of 4 · ~60 sec
What happened?